Hmph. I need to get honest. So a few weeks ago, I told you that in February, I was going to do research to focus on money in March. Well, I haven't gotten very far.
I ordered and received my Erin Condren notebook specifically for money knowledge and tracking. I really dig it. She is really, really pretty. (It is the paisley pattern with a pool background and a chocolate pattern, for those EC nerds like me that want to know all the details.)
I also ordered stickers for each bill. (We named our car Buddy. So that's what the grey sticker is for.)
I am making significant process on Money: A Love Story. This was my progress as of Sunday, but I will finish it by Friday. I have a 'book report' started that may very well end up being a series because, friends, do I have lots of stuff to say.
Here's my issue at this point, though. I keep finding things that I want to do. *cough* YOGA CAMP *cough* *cough* NICKEL CREEK TICKETS *cough* So I'm spending more energy on BUILDING income rather than DECREASING spending. And that isn't what my initial plan was at all. I wanted to do both, not one or the other.
So here are my action steps before I update you next week:
- finish Money: A Love Story.
- get March bills actually on the March calendar. (February sticker done and they really helped with paying bills differently based on pay dates.)
- follow-up on balance transfer with bank-based credit card.
- follow-up with possible house refinancing.
- open second bank account.
Stay on me, friends.
(And if you like Erin Condren and think about ordering? Sign up with my link and you get $10! And then, when you order, I get $10. It is like the gift that we both get! And those referral bonuses are how I got this notebook, by the way. I'm not being totally willy-nilly with the money I say I'm trying to focus on!)
As you see my progress on being more money-aware, does it trigger a goal you want to work on? An end-point that you think you could reach if you just had someone to remind you to focus and hold you accountable? That's what forty steps closer is all about. No matter your goal or dream - save money, get healthy, write a book, get organized, learn to juggle - you can make significant progress by committing to do one step, any step!, every day. Click here to learn more and get involved!